The PayPal fee calculator helps you quickly estimate how much PayPal will charge for a transaction and how much money you will actually receive after fees.
PayPal fees typically consist of a percentage of the transaction amount plus a fixed fee. These fees can significantly impact your profit, especially for low-value or high-volume sales.
This calculator allows you to instantly calculate total fees, net received amount, and the effective fee percentage, helping you make better pricing and payment decisions.
It is particularly useful for ecommerce sellers, freelancers, and small businesses who rely on PayPal for payments.
The calculator shows three key outputs:
Understanding the effective fee is important, as fixed fees have a larger impact on smaller transactions.
Formula:
Fee = Amount × Fee % + Fixed Fee
Net = Amount − Fee
PayPal applies both a percentage fee and a fixed charge, which varies depending on country, currency, and transaction type.
Even small fee improvements can significantly increase overall profitability.
Example 1:
£100 transaction
Fee: 2.9% + £0.30
Total fee = £3.20
Net = £96.80
Example 2:
£25 transaction
Fee: 3.4% + £0.20
Total fee ≈ £1.05
Net ≈ £23.95
Example 3 (Small order impact):
£5 sale
Fee ≈ £0.45
Effective fee ≈ 9%
Shows how fixed fees impact small transactions heavily.
Usually a percentage plus a fixed fee per transaction.
The fixed fee becomes a larger proportion of the total.
Yes, to maintain profitability.